The Daily Star, Oneonta, NY - otsego county news, delaware county news, oneonta news, oneonta sports


April 4, 2014

In Our Opinion: Make informed decision on flood insurance


Incomplete data for Otsego and Schoharie counties revealed that 19 homeowners in Oneonta are facing increases. In Schoharie County, there are 48 in Cobleskill and 35 in Middleburgh. In Greene County, 26 policy holders in Prattsville are looking at those higher premiums.

Twenty percent of flood claims come from owners of buildings in moderate-to-low-risk areas. Rather than automatically paying for flood insurance or — worse —  just hoping your house doesn’t incur flood damage, we recommend going to the NFIP website,, where you can find out —among other important things — just how much in jeopardy your home may be from potential floodwaters.

The price hike is unfortunate, but given the basic math, not unreasonable. Paying a little — or a lot — more now, can save you a lot more later on.

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