• Make sure children’s costumes use only fire-retardant material.
Travelers, an insurance provider, recommends using battery-operated candles, but if you’re going to put candles inside jack-o’-lanterns, make certain they are away from curtains, trees or combustible decorations. A multipurpose fire extinguisher is a good idea, given how easily candles can be knocked over by children or pets.
The insurer also frowns on “tricking” trick-or-treaters when they come to your door. Frightening kids can lead to slips, trips or falls … and maybe even a lawsuit.
Let’s keep in mind that the only really fun Halloween is a safe Halloween.