Don’t most of these options cost more? They can, but it is important to look at your expenses and make comparisons to the costs of other options.
Do you have or will you need a mortgage? Are there association fees and taxes? What about maintenance, repair, gardening and snow removal costs? Who is responsible for utilities, including cable, telephone and trash pickup? Is transportation provided or will you need to have a car? Are any meals or housekeeping services included?
Comparing your expenses with those anticipated in a new setting can help you make a decision.
The reasons I’ve heard to make the move have ranged from “It takes a lot less time to clean” to “It is a real relief to not have to worry about all those home maintenance chores anymore,” as well as noting the peace of mind that families receive. Otsego County residents who would like additional information about housing options or other topics may contact Office for the Aging at 547-4232 or 432-9041 or NY Connects of Otsego County at 547-4390 or (855) 547 4390.
Frances Wright is director of the Otsego County Office for the Aging. ‘Senior Scene’ columns can be found at www.thedailystar.com/seniorscene.