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Opinion

March 27, 2014

In Your Opinion: Being uninsured isn't worth the risk

This is not politics. It’s just common sense. 

I recently spoke with a young man who, as a right-leaning Republican, informed me he was glad he “didn’t have to sign up for Obamacare” because he was still on his parents’ plan at age 24. When I asked if he knew that the only reason he could still be covered by their plan was because of the Affordable Care Act, he replied, “Well, yeah, but it’s still my parents’ plan.”

The ACA, or “Obamacare,” is already helping millions of Americans, particularly young Americans like that fellow, by providing inexpensive health insurance and allowing young people, many of whom can’t find jobs with employer-based insurance, to stay on their parents’ plans. More than 3 million people are in this second category and don’t have to worry about some catastrophe as they look for employment. 

When I graduated college in 1972, my father insisted that I get insurance until my employer’s coverage kicked in when I started my job in September. I thought he was just being paranoid, but I bought a policy for those three months because he convinced me that, while I was healthy and practically immortal, or so I thought, I could always “be run over by a bus.”

So, all you “invincibles” in your early 20s, you’re running out of time to sign up before the chance ends. It doesn’t matter how you vote, or how you feel about the president or his health program. Living without health insurance is as dangerous in 2014 as it was 40 years ago. Go to healthcare.gov and get yourself covered. Parents, urge and help your young adult children to do this now. It’s not politics, just sanity.

David Pearlman

Cooperstown

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