Hey there, young adult, how are you feeling?
Pretty good? Glad to hear it.
By the way, do you have health care coverage?
No? Why not?
You don’t need it? Really? Why not?
Oh, because you’re not going to get sick, and nothing bad is going to happen to you.
How do you know that?
Oh … you just know.
But how can you be sure that you won’t catch some sort of nasty virus that requires thousands of dollars worth of medical tests?
You just won’t? That’s an answer?
We’re sorry, did you say something while you were shrugging? No? You were just grunting? Well, OK, what about if you get into a traffic accident and have to spend weeks in a hospital?
What’s that? You’re not going to get into an accident? How do you know that?
You just know, that’s all?
Hey, we’ve been watching you playing pickup basketball and throwing a Frisbee around the park. What will you do if you tear your anterior cruciate ligament? Who’s going to pay for that operation you’re going to need to walk normally again? Do you have a plan?
No, limping for the rest of your life doesn’t sound like a very good plan at all.
Well, did you know that you’re risking bankruptcy if you go without insurance? Did you know the burden you will be putting on taxpayers if they —instead of an insurance company — have to foot the enormous bills you might be running up?
You don’t care? That’s kind of callous, isn’t it?
Another shrug, huh?
Well, did you know that the deadline for signing up for Obamacare enrollment is Monday, and those who don’t have any kind of health insurance will have to pay a penalty?