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Senior scene

December 22, 2012

Social Security: An oldie but goodie on Frosty the Snowman and direct deposit


Finally, March 3 arrived and Frosty noticed that the weather was perfect, cold and overcast. So after a quick breakfast he put on his scarf and went outside to wait by his mailbox. But as he paced back and forth, anxiously awaiting the arrival of the mailman, he made a crucial mistake. He failed to notice that the sky had cleared and the temperatures had rapidly risen into the mid-50s.

The mailman was quite surprised to not find Frosty waiting by the mailbox. After all, Frosty had been telling him for days that he was expecting his first check. So he shrugged his shoulders, stepped around the puddle that had formed on the sidewalk, and put the check in the mailbox.

As I am sure you have guessed, that check was never cashed. It certainly makes a good case for direct deposit, doesn’t it?

So if you are still receiving paper checks, visit, to learn more about direct deposit. If you do not have a bank account, you can request a Direct Express debit card. You can also contact us (800) 772-1213 or locally at (877) 628-6581 with any questions. Remember, you only have a few months before the deadline. And most importantly …

Have a wonderful and safe holiday season.

Tracey W. Marmet is district manager of the Oneonta office of the Social Security Administration. ‘Senior Scene’ columns can be found at




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